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Mobile payments utilize mobile devices to conduct payment transactions, displacing traditional cash and card payments. This change increases transaction speed and convenience.

P2P platforms connect borrowers directly to lenders through online services, bypassing traditional banking institutions and reducing interest rates.

Robo-advisors provide automated, algorithm-driven financial planning services with minimal human supervision, lowering costs and democratizing investment advice.

Blockchain is a decentralized ledger technology enabling secure, transparent, and immutable transactions, which can overhaul traditional banking by reducing the need for intermediaries.

Cryptocurrencies are digital currencies that use cryptography for secure financial transactions, potentially replacing traditional fiat currencies and altering the global financial landscape.

Insurtech refers to technological innovations in the insurance industry, aiming to streamline and personalize insurance services, thus disrupting traditional insurance models.

Regtech applies information technology to enhance regulatory processes within the financial industry, improving compliance efficiency and reducing costs.

Crowdfunding platforms enable individuals to fund projects or ventures online from a large number of people, reducing dependence on traditional financing methods like bank loans.

Digital wallets store digital versions of credit and debit cards, allowing for more secure and streamlined online and in-store purchases, shifting away from physical cards.

Smart contracts are self-executing contracts with the terms directly written into code on a blockchain, minimizing the need for intermediaries and reducing fraud.

HFT uses powerful computers to transact a large number of orders at very fast speeds, vastly outperforming traditional trading, which is much slower and less efficient.

Digital banking offers banking services online without traditional physical branches, providing greater convenience and accessibility.

Neobanks are fintech firms that offer banking services exclusively through digital platforms, challenging traditional brick-and-mortar banks with lower fees and user-friendly apps.

Biometric security uses unique biological traits for user identification and authentication, enhancing security measures in financial transactions as opposed to traditional passwords.

AI in finance includes machine learning, chatbots, and AI analytics which personalize customer experiences and automate complex processes, transforming traditional customer service and analysis.

Quantum computing utilizes quantum mechanics to process information at unprecedented speeds, potentially enabling complex financial simulations and cryptography solutions beyond traditional computing capabilities.

Contactless payments allow transactions via NFC or RFID technologies, greatly accelerating point-of-sale purchases and diminishing the use of cash and checks.

Open banking uses APIs to allow third-party developers to build financial services around bank data, promoting innovation and competition in financial services.

Predictive analytics leverages historical data and machine learning to forecast financial trends and customer behavior, thereby informing investment decisions and risk management.

Automated compliance uses software to monitor and maintain a company's compliance with legal and regulatory standards, efficiently replacing manual compliance processes.

Algorithmic trading automates trades based on predefined criteria within financial markets, executing orders at optimal prices, faster than human traders.

Digital identity verification services authenticate users' identities online using data analysis and biometrics, enabling safer transactions without traditional in-person ID checks.

Electronic trading platforms facilitate the trading of financial assets through a networked, digital interface, making markets more accessible and trading more efficient than traditional floor trading.

APIs allow for the integration and interfacing between different financial systems and services, improving the delivery and flexibility of financial data and services.

Big data analytics processes large volumes of complex financial data, driving more informed decision-making and predictive models in contrast to traditional, less-dynamic methods.

These apps help users manage their personal finances with tools for budgeting, investing, and tracking expenses, offering convenience and better money management over traditional manual methods.

E-invoicing systems automate the creation and exchange of invoices in electronic formats, streamlining the billing process and reducing the paper-based waste and errors.

Supply chain finance leverages fintech to optimize the financing of the supply chain, providing liquidity and reducing working capital inefficiencies for buyers and suppliers.

Social trading platforms allow users to follow and replicate the trading strategies of their peers or expert traders, democratizing investing beyond the traditional solo approach.

Wearable devices like smartwatches offer new contexts for financial interactions, such as payments or portfolio notifications, expanding the channels for financial service delivery beyond traditional mobile and web platforms.