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Purpose: To establish the rights, liabilities, and responsibilities of participants in electronic fund transfer systems. Impact: Standardized practices to protect consumers engaging in electronic transfers and provided a basis for the modern Electronic Funds Transfer (EFT) system, including ATMs and debit cards.

Purpose: To address the subprime mortgage crisis and authorize the Troubled Asset Relief Program (TARP). Impact: Provided bailout to banks and other financial institutions, and helped stabilize the economy during the Great Recession.

Purpose: To require disclosure and registration of all securities offered for sale to the public in the United States. Impact: Influenced initial public offerings (IPOs) by ensuring investor access to material information.

Purpose: To strengthen U.S. measures to prevent, detect, and prosecute international money laundering and financing of terrorism. Impact: Expanded the tools of the Treasury Department to regulate financial transactions with a focus on anti-terrorism.

Purpose: To protect individuals in their private pension and benefits plans. Impact: Established legal guidelines for pension plan management and provides protections for plan participants.

Purpose: To standardize and enhance data security for cardholders across a wide array of payment channels. Impact: Established operational and technical requirements to protect cardholder data and reduce credit card fraud.

Purpose: To eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information. Impact: Set guidelines for the conduct of debt collectors and provided mechanisms for dealing with abusive practices.

Purpose: To allow consolidation of financial companies and services like banks, securities companies, and insurance companies. Impact: Repealed parts of the Glass-Steagall Act, led to increased competition in financial services.

Purpose: To establish the Federal Reserve System, the central bank of the United States. Impact: Created to provide the nation with a safer, more flexible, and more stable monetary and financial system.

Purpose: To promote efficiency and capital formation in the securities markets. Impact: Simplified securities regulation by more clearly dividing responsibilities between the federal and state governments.

Purpose: To facilitate the prevention, detection, and prosecution of international money laundering and the financing of terrorism. Impact: Expanded the scope of the Bank Secrecy Act, imposed new compliance requirements, and enhanced due diligence procedures for financial institutions.

Purpose: To provide federal regulation of all commodities and futures trading activities. Impact: Established the Commodity Futures Trading Commission and standardized the trading of commodities.

Purpose: To encourage funding of small businesses by easing various securities regulations. Impact: Allowed greater access to capital for small companies, expanded crowdfunding options, and created the concept of 'emerging growth companies'.

Purpose: To modify provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act for smaller banks and community lenders and to enhance consumer protections. Impact: Reduced regulatory burden on smaller financial institutions and modified requirements for certain bank holding companies.

Purpose: To require financial institutions in the United States to keep records and report certain financial transactions to the federal government, as a measure to combat money laundering, tax evasion, and other financial crimes. Impact: Has become one of the primary means to identify, detect, and deter money laundering and the financing of terrorism.

Purpose: To promote the financial stability of the United States by improving accountability and transparency in the financial system. Impact: Created Financial Stability Oversight Council, introduced Consumer Financial Protection Bureau, and imposed restrictions on risky financial practices.

Purpose: To regulate secondary trading of securities in the US. Impact: Created the Securities and Exchange Commission (SEC) and now governs the trading of securities post-issuance.

Purpose: To protect consumers in their dealings with lenders and creditors by requiring clear disclosure of key terms of the lending arrangement and all costs. Impact: Made comparisons among different lending options easier for consumers and guarded against unfair credit billing and credit card practices.

Purpose: To fund surface transportation infrastructure like highways and public transportation and includes provisions that impact the oversight of municipal advisors and the regulation of municipal securities. Impact: Extended and enhanced funding for the nation's roads, bridges, and transit systems and brought about changes to the regulations of municipal advisors.

Purpose: To regulate investment advisers and prevent conflicts of interest. Impact: Defined the responsibilities and activities of investment advisors and enforced registration with the SEC.

Purpose: To promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. Impact: Gave consumers rights to view and correct their credit information, and limited access of credit reports to legitimate users.

Purpose: To establish fair and transparent practices relating to the extension of credit under credit card plans. Impact: Placed restrictions on fee and interest rate increases and imposed new disclosure requirements on credit card issuers.

Purpose: To protect investors from fraudulent financial reporting by corporations. Impact: Increased accountability of corporate executives, enhanced financial disclosures, and penalties for fraudulent financial activity.

Purpose: To require home mortgage lenders to disclose information regarding their lending practices. Impact: Promoted transparency, helping public officials to identify potentially discriminatory lending patterns and enforce anti-discrimination statutes.