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Formula: $\frac{\text{Net Income}}{\text{Average Total Assets}}$ \n Application: Measures how efficiently a bank uses its assets to generate profit.

Formula: $\frac{\text{Net Income}}{\text{Shareholder's Equity}}$ \n Application: Indicates the profitability of a bank by showing how much profit is generated with the money shareholders have invested.

Formula: $\frac{\text{Total Loans}}{\text{Total Deposits}}$ \n Application: Evaluates a bank's liquidity by comparing its total loans to total deposits.

Formula: $\frac{\text{Net Interest Income}}{\text{Average Earning Assets}}$ \n Application: Measures the difference between the interest income generated and the amount of interest paid out to lenders, relative to the amount of earning assets.

Formula: $\frac{\text{Tier 1 Capital} + \text{Tier 2 Capital}}{\text{Risk-Weighted Assets}}$ \n Application: Ensures that banks have enough capital to absorb a reasonable amount of loss and complies with regulatory requirements.

Formula: $\frac{\text{Non-Performing Loans}}{\text{Total Loans}}$ \n Application: Indicates the level of loans in default or close to being in default, assesses the quality of the loan portfolio.

Formula: $\frac{\text{Total Liabilities}}{\text{Total Shareholder Equity}}$ \n Application: Represents the proportion of equity and debt a company uses to finance its assets, informing about leverage and risk.

Formula: $\frac{\text{Non-Interest Expenses}}{\text{Net Revenue}}$ \n Application: Measures a bank's overhead as a percentage of its revenue, indicating its efficiency in generating revenue with minimal expenses.

Formula: $\frac{\text{Tier 1 Capital}}{\text{Total Average Assets}}$ \n Application: Assesses a bank's core capital against its total assets, gauging bank stability and strength.

Formula: $\frac{\text{Net Charge-Offs}}{\text{Total Loans}}$ \n Application: Shows the dollar amount of loans written off as uncollectible relative to the total loan portfolio, revealing credit loss experience.

Formula: $\frac{\text{High-Quality Liquid Assets (HQLA)}}{\text{Total Net Cash Outflows over 30 days}}$ \n Application: Ensures that banks have enough high-quality liquid assets to survive a significant stress scenario lasting 30 days.

Formula: $\frac{\text{Available Stable Funding (ASF)}}{\text{Required Stable Funding (RSF)}}$ \n Application: Aims to promote funding stability by encouraging banks to fund their activities with more stable sources of funding.

Formula: $\frac{\text{Interest Paid}}{\text{Total Deposits}}$ \n Application: Measures the interest rate paid by financial institutions for the deposits held and other borrowed funds.

Formula: $\frac{\text{Total Revenue}}{\text{Average Total Assets}}$ \n Application: Assesses how efficiently a bank is able to generate revenue from its assets.