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Auto Insurance Coverage

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Liability Coverage

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Covers expenses related to the policyholder's legal responsibility for others' bodily injuries or property damage.

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Collision Coverage

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Pays for damage to the policyholder's vehicle due to a collision with another vehicle or object, regardless of fault.

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Comprehensive Coverage

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Covers damage to the policyholder's vehicle that is not caused by a collision, like theft, vandalism, or natural disasters.

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Personal Injury Protection (PIP)

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Covers medical expenses, and sometimes lost wages or other damages, for the policyholder and passengers after an accident, regardless of fault.

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Uninsured/Underinsured Motorist Coverage

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Protects the policyholder when involved in an accident with a driver who either does not have insurance or whose insurance is inadequate.

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Medical Payments Coverage

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Covers medical and funeral expenses incurred by the policyholder and passengers after an accident, regardless of fault.

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Gap Insurance

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Covers the difference between the actual cash value of the vehicle and the balance still owed on the financing (car loan or lease) in the event of a total loss.

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Rental Reimbursement Coverage

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Covers the cost of a rental car if the policyholder's vehicle is in the shop for repairs due to a covered insurance claim.

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