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A type of life insurance policy that provides coverage at a fixed rate of payments for a limited period of time, after which it may be renewed, or coverage ends.

A life insurance policy that remains in force for the insured's whole life and requires premiums to be paid every year into the policy.

A type of life insurance that combines term insurance with a savings component that is invested, allowing for adjustable premiums and benefits.

The amount of money the insurance company pays to the beneficiary upon the death of the insured.

The amount of money that an individual or business must pay for an insurance policy.

A component of certain life insurance policies that accumulates value over time, which the policyholder can borrow against or withdraw.

A person or entity designated to receive the death benefit from a life insurance policy upon the death of the insured.

An add-on provision to a basic insurance policy that provides additional benefits at an additional cost.

The process by which an insurance provider evaluates the risk of insuring a home, car or individual and determines the premium and terms of insurance.

A term life insurance policy that can be converted into a whole life or universal life policy without undergoing further health assessments.

A financial product offered by insurance companies that provides a series of payments in the future in exchange for an initial investment. Often used for retirement income.