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Hull insurance covers damage to the ship itself, typically caused by collision, sinking, piracy, and similar perils.

Cargo insurance provides coverage for loss or damage to goods while in transit on the sea.

P&I insurance is a liability coverage for shipowners and operators against risks like bodily injury and property damage to third parties.

General Average is a principle where all parties in a sea venture proportionally share the losses resulting from a voluntary sacrifice of part of the ship or cargo to save the whole venture.

Institute Cargo Clauses provide a standardized set of clauses for cargo insurance policies, outlining various levels of coverage.

Barratry refers to fraudulent acts committed by a ship's master or crew that harm the ship's owner or charterer.

Particular Average refers to a partial loss sustained by an insured ship or its cargo which is not subject to general average.

Salvage Charges are the fees awarded to a party who successfully salvages a vessel or its cargo from peril.

The Sue and Labor Clause requires the insured to undertake reasonable actions to protect damaged property from further loss and promises reimbursement for such expenses.