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The process of evaluating the risk of insuring a home, car, or individual, in order to decide the price of the policy.

The range of protection provided under an insurance policy.

The person or entity designated to receive the death benefits from a life insurance policy.

An insurance product that provides a series of payments at regular intervals, usually for a person's lifetime, in exchange for an initial premium.

A type of life insurance policy that provides coverage at a fixed payment rate for a limited period of time.

A statistical chart used by actuaries to calculate the probability of certain events like mortality, sickness, injury, disability, or retirement.

A business professional who deals with the financial impact of risk and uncertainty.

A life insurance policy that remains in force for the insured's whole life and includes a saving component that builds cash value.

A formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.

A principle based on restoring an individual or entity to the financial position they held prior to a loss.

A type of insurance that provides protection against claims resulting from injuries and damage to people or property.

The amount of money charged by the insurance company for the coverage provided by the policy.

A form of cost-sharing between the insurance company and the insured, where the policyholder pays a set percentage of the cost of medical services after the deductible has been paid.

Provisions within an insurance policy that eliminate coverage for certain risks, people, property classes, or events.

The amount that the policyholder must pay out of pocket before the insurance company pays a claim.

An optional add-on to an insurance policy that provides additional benefits at an additional cost.

An insurance company representative who investigates and settles insurance claims to determine the extent of the insuring company's liability.

The maximum amount an insurance company will pay out for a given claim or over the life of the policy.

Insurance that an insurance company purchases to insure itself against the risk of a large loss.