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Business Insurance Fundamentals
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General Liability Insurance
Protects against financial loss due to bodily injury, property damage, or personal injury caused by your business operations or products.
Professional Liability Insurance
Also known as errors and omissions insurance, it covers negligence, mistakes, or failure to provide the level of advice or service expected by a customer.
Product Liability Insurance
Covers claims of bodily injury or property damage caused by products your business manufactures or sells.
Commercial Property Insurance
Provides protection for your business's physical assets from fire, explosions, burst pipes, storms, theft, and vandalism.
Business Interruption Insurance
Compensates for lost income and helps pay for operating expenses if your business is temporarily unable to operate due to a covered event.
Workers' Compensation Insurance
Provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more.
Commercial Auto Insurance
Covers vehicles used for business purposes including liability damages and physical damage to the vehicles.
Data Breach Insurance
Also known as cyber liability insurance, it protects against the costs associated with a data breach, such as legal fees, public relations, and compensating affected customers.
Employment Practices Liability Insurance
Provides protection against employee claims alleging discrimination, sexual harassment, retaliation, and wrongful termination.
Directors and Officers Insurance
Protects the personal assets of corporate directors and officers in the event they are personally sued for wrongful acts managed in their role as directors or officers.
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