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Types of Insurance Policies

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Term Life Insurance

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Provides coverage at a fixed rate of payments for a limited period of time, after which it expires without value if the insured has not died.

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Whole Life Insurance

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Offers a death benefit and includes a savings component that builds cash value, allowing you to accumulate wealth as you pay premiums.

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Health Insurance

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Covers medical expenses that arise from illness or injury. Can be provided by employer, government, or purchased individually.

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Auto Insurance

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Provides financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise.

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Homeowner's Insurance

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Protects against damage to the home and possessions within it, as well as liability coverage for accidents that occur at home or on the property.

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Renters Insurance

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Covers personal property in a rented residence, as well as liability for accidents. Does not cover the structure itself.

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Disability Insurance

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Provides income to individuals who are unable to work because of a disability. May cover both short-term and long-term disabilities.

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Liability Insurance

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Protects the insured in the event they are sued for claims that come within the coverage of the insurance policy.

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Travel Insurance

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Covers the costs and losses associated with traveling, including trip cancelation, lost luggage, and medical emergencies abroad.

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Umbrella Insurance

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Provides additional liability coverage above the limits of homeowners, auto, and boat insurance policies, offering extra protection.

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