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Types of Insurance Policies
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Term Life Insurance
Provides coverage at a fixed rate of payments for a limited period of time, after which it expires without value if the insured has not died.
Whole Life Insurance
Offers a death benefit and includes a savings component that builds cash value, allowing you to accumulate wealth as you pay premiums.
Health Insurance
Covers medical expenses that arise from illness or injury. Can be provided by employer, government, or purchased individually.
Auto Insurance
Provides financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise.
Homeowner's Insurance
Protects against damage to the home and possessions within it, as well as liability coverage for accidents that occur at home or on the property.
Renters Insurance
Covers personal property in a rented residence, as well as liability for accidents. Does not cover the structure itself.
Disability Insurance
Provides income to individuals who are unable to work because of a disability. May cover both short-term and long-term disabilities.
Liability Insurance
Protects the insured in the event they are sued for claims that come within the coverage of the insurance policy.
Travel Insurance
Covers the costs and losses associated with traveling, including trip cancelation, lost luggage, and medical emergencies abroad.
Umbrella Insurance
Provides additional liability coverage above the limits of homeowners, auto, and boat insurance policies, offering extra protection.
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