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Crop Insurance Policies

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Irrigation Equipment Insurance

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Offers coverage for loss or damage to irrigation equipment. Premiums are based on the value of equipment and selected deductible.

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Revenue Protection (RP) Insurance

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Offers a guarantee based on expected revenue rather than yield loss. Premiums and payouts depend on price levels and yield outcomes.

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Actual Production History (APH)

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Covers yield losses based on the producer's APH, which is a minimum yield guarantee calculated from historical data.

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Aquaculture Crop Insurance

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Insures against unexpected losses in fish, shellfish, and aquatic plant production. Cost implications are species-specific and based on the level of coverage.

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Area Risk Protection Insurance (ARPI)

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Provides coverage based on the experience of the county rather than individual farms. Pays out when county yield or revenue falls below a certain level.

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Crop-Hail Insurance

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Covers specifically against hail damage. Premium costs are generally not subsidized and depend on location and crop vulnerability to hail.

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Pasture, Rangeland, Forage (PRF) Insurance

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Designed for livestock producers to insure against loss of grazing or hay production. Premiums are calculated based on coverage level, acres insured, and index intervals.

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Prevented Planting Coverage

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Compensates producers if they're unable to plant crops by the planting deadline due to insurable events. Affects the total insured amount rather than the premium directly.

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Greenhouse Crop Insurance

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Coverage for greenhouse producers against loss of plants due to covered perils. Premiums depend on crop value and chosen coverage level.

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Forest Crop Insurance

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Provides coverage to tree plantations for losses due to fires, windstorms, and other perils. Premiums reflect acreage and tree type.

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Quality Adjustment Coverage

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Provides farmers with compensation when crop quality is reduced due to insurable causes. Influences claim payouts rather than the cost of the premium.

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Organic Crop Insurance

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Tailored to organic producers, covering loss of crops due to natural disasters at higher insured values to reflect organic pricing. Premiums reflect organic crop value.

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Supplemental Coverage Option (SCO)

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Provides additional coverage to an underlying MPCI policy, covering part of the deductible. The cost is partially subsidized.

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Multi-Peril Crop Insurance (MPCI)

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Covers crop losses, including lower yields, caused by natural events. Premiums are partly subsidized by the government.

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Whole-Farm Revenue Protection (WFRP)

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Covers all commodities on the farm under one policy. Premiums vary based on farm diversification and historical revenue levels.

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Apiculture Policy

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Provides coverage for beekeepers to protect against loss of beehives. Premiums are influenced by factors like location and number of colonies.

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Nursery Crop Insurance

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Protects commercial nurseries from loss of inventory due to natural disasters. The cost is influenced by plant species and their susceptibility.

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Dairy Revenue Protection (DRP)

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Insurance for dairy producers that covers the difference between the revenue guarantee and actual milk sales. Premiums depend on the price and quantity of milk.

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Livestock Risk Protection (LRP)

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Insurance for livestock producers to protect against declining market prices. Rates depend on the selected coverage and market conditions.

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Yield Protection (YP) Insurance

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Insures producers against a yield loss relative to their individual yield history. Coverage level chosen affects the premium cost.

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