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Crop Insurance Policies
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Irrigation Equipment Insurance
Offers coverage for loss or damage to irrigation equipment. Premiums are based on the value of equipment and selected deductible.
Revenue Protection (RP) Insurance
Offers a guarantee based on expected revenue rather than yield loss. Premiums and payouts depend on price levels and yield outcomes.
Actual Production History (APH)
Covers yield losses based on the producer's APH, which is a minimum yield guarantee calculated from historical data.
Aquaculture Crop Insurance
Insures against unexpected losses in fish, shellfish, and aquatic plant production. Cost implications are species-specific and based on the level of coverage.
Area Risk Protection Insurance (ARPI)
Provides coverage based on the experience of the county rather than individual farms. Pays out when county yield or revenue falls below a certain level.
Crop-Hail Insurance
Covers specifically against hail damage. Premium costs are generally not subsidized and depend on location and crop vulnerability to hail.
Pasture, Rangeland, Forage (PRF) Insurance
Designed for livestock producers to insure against loss of grazing or hay production. Premiums are calculated based on coverage level, acres insured, and index intervals.
Prevented Planting Coverage
Compensates producers if they're unable to plant crops by the planting deadline due to insurable events. Affects the total insured amount rather than the premium directly.
Greenhouse Crop Insurance
Coverage for greenhouse producers against loss of plants due to covered perils. Premiums depend on crop value and chosen coverage level.
Forest Crop Insurance
Provides coverage to tree plantations for losses due to fires, windstorms, and other perils. Premiums reflect acreage and tree type.
Quality Adjustment Coverage
Provides farmers with compensation when crop quality is reduced due to insurable causes. Influences claim payouts rather than the cost of the premium.
Organic Crop Insurance
Tailored to organic producers, covering loss of crops due to natural disasters at higher insured values to reflect organic pricing. Premiums reflect organic crop value.
Supplemental Coverage Option (SCO)
Provides additional coverage to an underlying MPCI policy, covering part of the deductible. The cost is partially subsidized.
Multi-Peril Crop Insurance (MPCI)
Covers crop losses, including lower yields, caused by natural events. Premiums are partly subsidized by the government.
Whole-Farm Revenue Protection (WFRP)
Covers all commodities on the farm under one policy. Premiums vary based on farm diversification and historical revenue levels.
Apiculture Policy
Provides coverage for beekeepers to protect against loss of beehives. Premiums are influenced by factors like location and number of colonies.
Nursery Crop Insurance
Protects commercial nurseries from loss of inventory due to natural disasters. The cost is influenced by plant species and their susceptibility.
Dairy Revenue Protection (DRP)
Insurance for dairy producers that covers the difference between the revenue guarantee and actual milk sales. Premiums depend on the price and quantity of milk.
Livestock Risk Protection (LRP)
Insurance for livestock producers to protect against declining market prices. Rates depend on the selected coverage and market conditions.
Yield Protection (YP) Insurance
Insures producers against a yield loss relative to their individual yield history. Coverage level chosen affects the premium cost.
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