Discover published sets by community

Provides coverage for businesses that serve alcohol in the event of claims arising from alcohol-related damages or injuries. Often legally required in jurisdictions with Dram Shop laws.

Covers claims of bodily injury or property damage to third parties. This is typically required by law for hospitality businesses to operate safely.

Provides protection for businesses against claims by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.

Covers the cost of replacing spoiled food and loss of income due to contamination which can also include costs associated with a forced shutdown by the health department.

Covers vehicles owned by the hospitality business for liability, collision, and comprehensive damages, required if the business owns and operates vehicles.

Provides extra liability coverage that extends beyond the limits of the business's existing policies, acting as a supplemental policy to cover large claims.

Mandatory in most jurisdictions, it covers medical expenses, lost wages, and rehabilitation costs for employees who get injured or sick from their job.

Protects the physical assets of the business—from the building to the furnishings—against damage from events like fires, storms, or vandalism.

Provides income protection for businesses when operations are halted due to direct physical loss or damage such as from a fire or natural disaster.

Covers financial losses due to the unexpected cancellation of events for reasons such as extreme weather, natural disasters, or terrorism.

Protects against risks associated with digital information and cyber security breaches, important for hospitality businesses that store personal guest information.

Life insurance policies on key employees can provide financial stability and assistance with business continuity if an indispensable employee passes away.

Offers financial protection to the company's directors and officers against lawsuits alleging wrongful acts in their capacity as corporate leaders.

Offers protection against claims for property damage or bodily injury caused by environmental accidents like spills or contaminations.