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E-Commerce Laws and Regulations
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General Data Protection Regulation (GDPR)
The GDPR is a regulation that requires businesses to protect the personal data and privacy of EU citizens for transactions that occur within EU member states. It has significant implications for online businesses, which must ensure strict data handling and processing procedures or face hefty fines.
Children's Online Privacy Protection Act (COPPA)
COPPA is a United States federal law that imposes certain requirements on operators of websites or online services directed at children under 13 years of age. It is designed to protect children's personal information on the internet and impacts online businesses by requiring parental consent for data collection.
Payment Card Industry Data Security Standard (PCI DSS)
The PCI DSS is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. For online businesses, this means implementing a strong security posture to protect customer payment information and avoid data breaches.
Electronic Communications Privacy Act (ECPA)
The ECPA is a United States federal law that prohibits the unauthorized interception, access, use, or disclosure of wire, electronic, and oral communications. Online businesses need to ensure that any electronic communications are handled in compliance with this act to avoid legal issues.
California Consumer Privacy Act (CCPA)
The CCPA is a state statute intended to enhance privacy rights and consumer protection for residents of California, USA. Online businesses targeting California residents must provide new privacy rights to consumers, such as the right to notice, the right to delete, and the right to opt-out of the sale of personal information.
Can-Spam Act
The Can-Spam Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations. As a result, online businesses must adhere to guidelines regarding email communication or risk significant fines.
Consumer Rights Directive (CRD)
The CRD is an EU directive that requires transparent information for consumers, particularly regarding costs, the right to withdraw from distance contracts, and protection from hidden fees and costs in the online marketplace. Online businesses must comply with these rules for transactions with EU citizens to avoid fines and maintain consumer trust.
Anti-Spam Laws
Various countries have enacted anti-spam laws that regulate the sending of unsolicited commercial emails. Online businesses must understand and comply with these laws, which may include obtaining prior consent from recipients, including the option to unsubscribe, and accurately identifying the message as an advertisement.
The Accessibility Act
The Accessibility Act is a legal framework in certain regions, such as the European Accessibility Act (EAA) and the Americans with Disabilities Act (ADA), that requires online businesses to design and develop their websites and mobile applications to be accessible to people with disabilities. Compliance is crucial to inclusivity and avoiding legal repercussions.
Tax Compliance Regulations
Tax compliance regulations, such as the Value Added Tax (VAT) in the EU, sales tax in the US, and Goods and Services Tax (GST) in various countries, affect online businesses by requiring them to correctly collect, report, and remit taxes. Non-compliance can lead to audits, penalties, and damage to business reputation.
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