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Enforcing Civil Judgments

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Contempt of Court

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If a debtor refuses to obey a judgment, the creditor can ask the court to enforce its orders. The debtor may face contempt of court charges, resulting in fines or even jail time.

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Bank Levy

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A bank levy allows a creditor to legally take funds from a debtor's bank account to satisfy a judgment. The bank is served with a levy order and must freeze the debtor's account up to the amount owed.

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Wage Garnishment

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Wage garnishment is a legal procedure in which a portion of a debtor's earnings is withheld by an employer for the payment of a debt as ordered by a court or other legal body.

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Writ of Execution

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A writ of execution is a court order granting a creditor the right to possess the debtor's assets. It may lead to the seizure and selling of a debtor's property by a sheriff.

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Lien

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A lien is a legal claim or a right against a property. Liens can be used as collateral to satisfy a debt, preventing the debtor from selling the property without paying the outstanding judgment.

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